Parents | MoneyTree Asia Pacific

Parent's Version of Starter Kit

2-in-3 Children Grow Up Unprepared to Manage Money

Don't Let that Be Your Child.

Risks of Not Being Financial Literate

In today's world, being financially literate is not just about giving them an edge, its about protecting them from serious financial misfortunes

Majority of adults in Asia worry about being poor and in need of money when they are retired (Prudential, 2015). This is also a problem among the more affluent. A study by HSBC revealed that almost 1 in 2 (42%) of affluent Asians surveyed said that they do not feel prepared for retirement.

Educating our children about the importance of savings & getting them to start young is essential to preventing them from feeling anxious about their later years.

More than 60% of Asians are overconfident about their health condition, resulting in a 50% gap of health protection (SwissRe, 2018). This is a major concern because more than 40 million households in Asia cannot afford their treatments.

Our kids need to be educated on the importance of protection. Keeping them aware of its importance will ensure they have access to the protection & healthcare they need during emergencies.

The proliferation of internet and technologies have contributed to an explosion of scam cases globally. Scammers stole an estimated US$1.02 trillion globally between August 2022 and August 2023. An average victim could lose up to a life detrimental sum of $4,000.

Our kids need to be taught about the dangers of scam from young. They need master the skills to detect and protect themselves from scams that are increasingly sophisticated and harmful.

Our Solution: Educating Our Kids to be Financially Literate

Being Financially Literate is not about becoming rich, it's about protecting yourself from harmful financial misfortunes

MoneyTree Philosophy

Having raise more than 500,000 financially literate students across 6 countries in our decade-long journey, we have developed a unique & effective philosophy to comprehensively develop a child to be financially literate.

Knowledge: Giving a child the knowledge mastery covering financial concepts
Habits: Inculcating in a child the habit to apply important financial practices that will protect themselves and grow their wealth
Social Pressure Defence: Developing a child's instincts and knowledge to defend themselves against threats to their wellbeing, especially threats which are seemingly harmless.

Our Secret Sauce

Besides our philosophy, the key to our effective learning program is our focus in keeping our learning experience engaging.

Simple

We have carefully designed our lessons to be short & concepts to be delivered in a simple manner.

Engaging

We have introduced classroom tools & activities to make our classroom experience engaging.

Fun

We have designed a series of recognition & rewards approaches to make our classroom fun!

What Your Child Learns

The only comprehensive program your child will need to master the topic of Financial Literacy

6-8 years old

In this youngest age group, we focus on introducing children to the concept of money and why we use it. We teach them that money helps us exchange goods and services, simplifying how people meet their needs and wants. This foundational understanding is crucial because it forms the basis for everything else they will learn about financial literacy. Getting this part precisely correct makes the rest of their learning journey easier and more intuitive. A strong foundation ensures they grasp more complex ideas later, making their financial knowledge solid and practical as they grow.

Some of the topics we cover:

Needs vs Wants
Savings & Money Jar
Value vs Price
Countries & Currencies
Banks
Borrowing & Lending
and many more...

9-12 years old

In this intermediate age group, we build on the solid foundation established earlier, deepening their understanding of money. At this stage, children develop a unique mastery of money that sets them apart from their peers. They learn to value money differently, make smarter purchasing decisions, and understand different money personalities. Additionally, they start to cultivate new habits and build defenses against social pressures, both of which are vital as they grow. Getting this right is essential, as it shapes their attitudes and behaviors, setting the stage for lifelong financial responsibility.

Some of the topics we cover:

Smart buying habits
Balancing Time & Money
Right Money Habits
Pain vs Pleasure Principles
Opportunity Cost
Inflation
Stock Market Basics
Foreign Exchange
and many more...

13-17 years old

In this advanced age group, we prepare students for the transition to early adulthood by recapping all they have learned and introducing them to more sophisticated financial concepts. This stage is crucial as they approach independence, and we focus on teaching them how to grow their wealth before they enter the workforce. Equally important, we equip them with the knowledge and skills to protect themselves from the dangers of scams and frauds, which become a significant risk in adulthood. Mastering these lessons ensures they are ready to navigate the financial world with confidence and security.

Some of the topics we cover:

Understanding Risks & Returns
Assets & Liabilities
Understanding Net worth
Concept of Passive Income
Real Estate, Investment & Business
Leveraging in Investing
Interest & Compounding Interest
Futures Trading
Understanding Tax
and many more...

The Magic Tools We Use

Financial Literacy is a highly practical domain, knowledge alone is insufficient. To inculcate the habits & social pressure defense in kids, we have developed a series of learning tools that will give the kids a wholesome & interactive learning experience. We are the only one who has done this.

Short & Simple lessons

Neuroscience has concluded that effective learning requires lessons to be short & concepts to be simplified. This facilitates practice & recall, which in turns makes learning effective.

Trivia Questions in Class

Our teachers are empowered with a large bank of trivia questions designed to assess a child's knowledge mastery and to provide the child with the repetitions & recall they need to master the topic.

Worksheets in Class

Studies in Neuroscience has discovered that a child who gets to apply & practice gets to spread the acquired knowledge across more areas of the brain. This greatly enhances a child's mastery of the knowledge. It also gives the child application opportunities that helps develop habits.

Learning Beyond Classroom

Time in classroom is limited & financial literacy is a lifelong skill. Inspired by this constraint, all MoneyTree students are given our DUMO mobile app. This app gives kids short lessons & trivia questions to continue with their self-learning. We have also made the experience fun & rewarding so kids are self motivated to learn.

Activities in Class

The only way to inculcate social pressure defense is through peers interactions. Our lessons incorporate classroom activities that allow kids to interact with peers on money topics. This allows them to build the social defenses they need.

Rewards & Recognition

Built-in to our classroom & mobile app is a meticulously designed rewards system that recognizes and rewards kids for their learning achievements. Inspired by Neuroscience studies, giving kids the strategic recognition & rewards keeps their neurotransmitters level optimal for knowledge acquisition & learning persistence.